Nurturing dreams, securing futures

Whether it's shaping your future aspirations or securing your golden years, Penaid is your shelter for a rainy day.

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₦5B+

Disbursed Loans

120k+

Lives Impacted

20,000+

Approved Loan Applications

Serving the underserved,

the Penaid way!

PADI
PADI

Padi, your friend for life.

Are you a pensioner seeking financial peace of mind? 'Padi' is your exclusive portal to secure your retirement. Discover our pension loans designed to provide you with the financial comfort you deserve. Let 'Padi' be your partner in this new phase of life, ensuring your golden years are truly golden.

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CERTIFI

Certifi, let's build your future.

Unlock your academic journey with 'Certifi.' Whether you're pursuing a bachelor's degree, postgraduate studies, or an MBA, Penaid offers tailored financial support to make your dreams a reality. Shape your future with Penaid tuition loans.

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PADI

Simplified process, just for you.

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Step 1
Fill in your pension and loan details

Fill in your pension and loan details

Tell us your monthly pension and choose the loan structure.

Step 2
Fill in your details and documentation

Fill in your details and documentation

Fill out all your details and upload your documents.

Step 3
Register modes of payment

Register modes of payment

After your loan gets approved in principle, verify your mode of repayment.

Step 4
Loan Approved & Disbursed

Loan Approved & Disbursed

Your loan gets approved and disbursed after verification of your repayment method.

We are really close to you

Discover our network of dedicated agents across Nigeria, ensuring personalized assistance at every step. Find below our physical offices in key regions.

Lagos (Headquarters)

10, Bode Thomas Street, Surulere

Ibadan

3B, Aare Avenue, New Bodija, Ibadan, Oyo State

Port Harcourt

13, G.U. Ake Eliozu Road, beside Benita Oil & Gas Filling Station, Eliozu, PH.

Abuja

Z20 Asokoro Ultra Modern Market by Mammy Market Car Park

Ogun

56, Omida Shopping Mall, Ibara, Abeokuta, Ogun State

TESTIMONIALS

What our clIents are saying

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As a working professional looking to advance my career through further education, finding the right financing option was daunting. Thankfully, I discovered Penaid. Their tailored tuition loan program, combined with their collaborations with Nexford provided me the flexibility and resources I needed to excel in my studies while managing my finances effectively. Highly recommended!

Anonymous
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During a difficult period in my life, Penaid came through for me. Their understanding staff and straightforward approach made the loan process stress-free. I'm grateful for their assistance and would recommend them to any pensioner looking for financial support, I can always count on Padi.

Engr. Mike Babatunde
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When traditional avenues for student loans fell short, I felt like my aspirations for higher education were out of reach. However, Penaid changed everything. Their innovative approach to tuition financing, in collaboration with leading universities, empowered me to pursue my academic goals without compromising on quality or worrying about financial strain. Thank you for making my educational dreams a reality!

Adeola Fashogun
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I've been a loyal customer of Penaid for years now, and for good reason. Their dedication to serving pensioners is unmatched. The loan options they provide are tailored to suit various needs, making them a reliable partner in times of need.

Ruth Omobolanle Adedayo
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I was hesitant about taking out a tuition loan, but Certifi exceeded my expectations. Their team guided me through every step, providing clarity and support. Thanks to their collaboration with my university, I could focus on my studies knowing my financial needs were taken care of

Felix Samuel
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I've dealt with other financial institutions in the past, but none compare to the level of service provided by Penaid. Their commitment to customer satisfaction is evident in every interaction. I wouldn't hesitate to recommend them to other pensioners.

Prof. Thomas Gbadebo
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I couldn't have pursued my dream of higher education without the support of Certifi. Their tuition loan not only made it possible for me to enroll in OOU, but also eased the financial burden throughout my academic journey. I'm truly grateful for their impact in students like me who are looking for someone to count on.

Shameal Opeoluwa
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Thank you, Penaid, for helping me access the funds I needed without any hassle. Your loan package allowed me to manage unexpected expenses with ease. I highly recommend their services to fellow pensioners.

Madam Sarah Mafuluku

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